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First Home Buyer

My Seeker Loans will guide you the hurdles of purchasing your first home we not only will consider all the above options but we will also select the right lender for you to make sure the process is efficient, effective and beneficial for you now and in the long term.  Each of these categories are just some of the points to consider there are many more as well, so no wander you require an expert on your side to figure out the best solution.  Lets focus on a couple of points from the above:

Grants

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Savings

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Credit Score

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Employment History

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Property Selection

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Things to consider:

  • 5% is usually enough to get you a start to looking into your first home or
  • Non-refundable gift of 5%
  • Rental ledger for 6 months
  • Account history of 6 months with good conduct
  • Credit score of 750 + is preferrable but not essential depending on deposit and which lender
  • Family pledge, security provided by direct family member
  • Grants provided across the state and federal
  • Lifestyle budget is also essential to maintain and set
  • Credit card limits and personal loans
  • Superannuation savings scheme